Terms and Conditions

Introduction

These Terms and Conditions govern your use of Growth Compass website and educational services. By accessing our website or enrolling in our courses, you agree to be bound by these terms. Please read them carefully before using our services.

Growth Compass is a Finnish educational organization providing digital marketing courses. References to "we," "us," or "our" mean Growth Compass. References to "you" or "your" mean the individual or entity accessing our services.

1. Definitions

• "Services" refers to educational courses, training programs, workshops, and related materials provided by Growth Compass
• "User" means any person accessing our website or enrolling in our courses
• "Content" includes all course materials, website text, images, videos, documents, and intellectual property
• "Enrollment" means the registration process for participation in our educational programs
• "Course Fee" refers to the payment required for course participation as listed on our website

2. Use of Services

Eligibility

• • You must be at least 18 years old to enroll in our courses
• • You must provide accurate and complete information during enrollment
• • You are responsible for maintaining the confidentiality of your account credentials
• • You must comply with all applicable Finnish and international laws

Acceptable Use

When using our services, you agree to:

• • Use services solely for personal educational purposes
• • Respect intellectual property rights of all course materials
• • Maintain professional conduct during classes and interactions
• • Refrain from recording or distributing course content without permission

3. Prohibited Activities

Users may not:

• • Violate any applicable laws or regulations
• • Infringe on intellectual property rights of Growth Compass or third parties
• • Share course login credentials or materials with unauthorized persons
• • Attempt unauthorized access to systems or networks
• • Engage in fraudulent activities or misrepresentation
• • Harass, threaten, or harm instructors or other participants
• • Transmit viruses, malware, or harmful code
• • Use automated systems to access or scrape website content

4. Enrollment and Payment

Registration Process

To enroll in courses, you must complete the registration process and provide required information including name, contact details, and educational background. Enrollment is confirmed upon receipt of payment.

Course Fees

• • All fees are listed in euros (EUR) and include applicable Finnish VAT
• • Payment is due at the time of enrollment unless installment arrangements are made
• • We accept payments via bank transfer, credit card, and approved payment platforms
• • Fees are subject to change; enrolled students retain their original pricing

Cancellation and Refunds

• • Full refund available if cancellation occurs more than 14 days before course start
• • 50% refund available for cancellations 7-14 days before course start
• • No refunds for cancellations within 7 days of course start date
• • Refunds processed within 14 business days to original payment method
• • We may cancel courses due to insufficient enrollment with full refund provided

5. Intellectual Property Rights

Our Content

All course materials, website content, logos, and trademarks remain the property of Growth Compass. This includes presentations, documents, videos, assignments, and all educational resources.

Limited License

We grant you a limited, non-exclusive, non-transferable license to:

• • Access course materials during enrollment period
• • Use materials for personal educational purposes only
• • Download and retain materials for individual reference

Restrictions

You may not:

• • Reproduce, distribute, or publicly display course materials
• • Create derivative works based on our content
• • Use materials for commercial purposes
• • Remove copyright notices or proprietary markings

6. Disclaimers and Limitations

Service Availability

Services are provided on an "as is" and "as available" basis. We do not warrant uninterrupted access or error-free operation. Technical issues, maintenance, or circumstances beyond our control may affect service availability.

Educational Outcomes

While we strive to provide quality education, we cannot promise specific results, career advancement, or employment opportunities. Individual learning outcomes depend on factors including prior knowledge, effort, practice, and market conditions.

Limitation of Liability

To the maximum extent permitted by Finnish law, Growth Compass shall not be liable for:

• • Indirect, incidental, or consequential damages
• • Loss of profits, data, or business opportunities
• • Damages exceeding fees paid for the specific course
• • Issues arising from user equipment, internet connectivity, or third-party services

7. Dispute Resolution

Informal Resolution

We encourage resolving disputes through direct communication. Contact us at legal@domain.com to discuss any concerns. We will make reasonable efforts to address issues within 30 days.

Governing Law

These Terms and Conditions are governed by the laws of Finland. Any disputes will be subject to the exclusive jurisdiction of Finnish courts, with venue in Helsinki unless otherwise required by law.

Mediation

If informal resolution fails, parties agree to attempt mediation before pursuing litigation. Mediation costs shall be shared equally unless otherwise agreed.

8. Termination

By You

You may discontinue course participation at any time, subject to our cancellation and refund policy outlined in Section 4.

By Us

We reserve the right to terminate or suspend access to services immediately if you:

• • Violate these Terms and Conditions
• • Engage in prohibited activities
• • Fail to pay course fees as agreed
• • Demonstrate conduct harmful to instructors or other participants

Effects of Termination

Upon termination, your right to access course materials ceases immediately. Provisions regarding intellectual property, liability limitations, and dispute resolution survive termination.

9. Changes to Terms

We may modify these Terms and Conditions periodically. When changes occur, we will:

• • Update the "Last Updated" date at the top of this page
• • Notify enrolled students of material changes via email
• • Post notice on our website for 30 days

Continued use of services after changes constitutes acceptance of modified terms. If you disagree with changes, discontinue service use and contact us regarding refund eligibility.

10. General Provisions

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Growth Compass regarding use of our services.

Severability

If any provision is found unenforceable, remaining provisions continue in full effect. Unenforceable provisions will be modified to the minimum extent necessary to make them enforceable.

No Waiver

Our failure to enforce any right or provision does not constitute a waiver of that right or provision.

Assignment

You may not assign or transfer your rights under these terms without our written consent. We may assign our rights and obligations without restriction.